North Dakota Car Insurance

The North Dakota Public Service Commission is a constitutional agency that maintain various degrees of statutory authority over utilities, telecommunications, railroads, grain elevators, pipeline safety, and other functions in North Dakota.

Established before North Dakota became a state, the Dakota Territory established a Board of Railroad Commissioners in 1885 to oversees railroads, sleeping car, express and telephone companies. With the state's creation in 1889, the board was known as the North Dakota Railroad Commission. In 1940, the name was changed to the Public Service Commission. The commission currently consists of three Commissioners who are elected on a statewide basis to staggered six-year terms

In its broadest sense, "no-fault insurance" is a term used to describe any type of insurance contract under which insureds are indemnified for losses by their own insurance company, regardless of fault in the incident generating losses. In this sense, it is no different from first-party coverage. However, the term no-fault is most commonly used in the context of state/provincial automobile insurance laws in the United States, Canada, and Australia, in which a policyholder (and his/her passengers) are not only reimbursed by the policyholder’s own insurance company without proof of fault, but also restricted in the right to seek recovery through the civil-justice system for losses caused by other parties.